Payday Loans - Payday Loans Inc

Find Your UK Payday Loan

Payday Loans up £5,000

Cash Paid within 30 mins

Low Interest Payday Loans – Bad Credit Accepted!

Apply online now for Payday Loans in the United Kingdom. Fast online application and quick decision direct from UK lenders. Compare Payday Loans and read the reviews. Get your cash advance in a few hours with multiple loan repayment options. With Payday Loans Inc there are no hidden costs and no payout fee to be made. Responsible lenders for those who need short term assistance with their finances. With that in mind we’ve put customers at the forefront of every decision we’ve made.

With options for those who need Bad Credit Loans. Payday Loans Inc make the process as simply transparent as possible. Gone are the days of confusing agreements and hidden fees. You can use our loan comparison pages to select exactly how much you’d like to borrow and how long you’d like to repay. We provide an up-front breakdown of exactly what you’ll be paying back and when.

No Credit Check Payday Loans

Payday loans are one of the most expensive options when it comes to borrowing money. However they are the only option if you are in need of a No Credit Check Loan to avoid your credit history being affected. This type of loan should only be taken out if you are absolutely sure that you will be able to repay it. It doesn’t take long for the costs to mount up if you were to miss a payment. If you are considering a payday loan you may find the following information useful.

How Do Payday Loans Work?

Payday loans are only designed to be taken out for a short period of time. They are typically marketed for use for unexpected expenses that crop up before pay day. The term for the loans is usually days rather than years as they are to be repaid in full when you next get paid.

It is not difficult for people to become reliant on payday loans because the loan has to be paid in full along with all fees and these can be quite high. When this has been paid it may not leave enough money for the rest of the month as so another loan will be needed and the cycle will continue.

If you are in financial difficulty then a payday loan may not be the best solution for you. They are more likely to make the situation worse. If you are thinking of taking out a payday loan then you may want to look at your budget to see if there are any areas that you can cut back. If you do not need the money for an emergency then you will be much better off financially if you try and save up instead.

Where Can You Apply For A Payday Loan?

You will usually find a number of loan providers on the high street that offer payday loans. You may also be able to apply online from a number of lenders.

Whether you apply in store or online there are certain documents that you will have to provide. The loan decision will be made based on how much you earn and so the lender may ask to see your wage slips. They are also likely to carry out a credit check so that they can see your past credit history.

When your loan has been approved then you will be told when your repayment date will be and how much you will have to pay back.

How Will The Loan Be Repaid?

The most common way to repay a payday loan is straight from your debit card using a Continuous Payment Authority (CPA). This means that the lender can take the money straight from your account on the day that the loan is due. If there is not enough money available they are allowed to try a further two times at a later date. Charges will be added to your balance if the loan is not repaid on time.

Cap On Interest Charges Explained

There had been a lot of concern for a while about how the charges on payday loans could keep increasing and in January 2015 the FCA (Financial Conduct Authority) put a cap on the charges that lenders could charge their customers.

From this date onwards lenders are not able to charge more than £24 for every £100 borrowed as long as the loan is repaid on time. If a default fee is charged then this should be no more than £15.

Payday Loan Investigation

An investigation into the payday loan industry was carried out before this cap was introduced by the CMA (Competition and Markets Authority). They looked at how much people were borrowing and how long the loans were outstanding for.

Since this cap has been bought in a lot of high street money lenders have stopped trading and most payday loans are now taken out online. This may have been because all companies will have seen a reduction in profits and online lenders have lower overheads and were better able to withstand this downturn.

Payday Loans Online

Our Comitment

Our commitment is making the repayment journey as easy as possible. If your circumstances should change unexpectedly, don’t panic. We’ll treat you fairly and work with you to find the best options to try and help you. Payday Loans Inc provides fully transparent and simple short term loans. Payday loans and instalment loans from £100 to £1000 for new customers, and up to £1,500 for returning customers.

Have questions? Take a look at our help page or get in touch! We are not lenders and have no say in the outcome of applications. Hence if you have any questions please contact the lender in question. We may receive a small commission from the lenders we direct you to. Loans are only available to over 18s and are subject to status. WARNING: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk.

Direct Payday Loan Lenders

Payday Loan Inc. is a United Kingdom-based lender and we offer fast online Payday Loans services. We offer our loans efficiently see to it that you easily get your cash in just a few hours after application and verification. We have got multiple options on loan repayment to choose from. There are no hidden charges or loan processing fees, for we value transparency. This is because we value our customers and we focus our decision making on customer satisfaction. We are transparent and also give you an up-front breakdown on how you will easily pay back the loan.

Why Choose Payday Loan Inc.?

In business, being ahead of the game is always a wise step in order to realize success. Payday Loan Inc. noted a performance gap in the money lending industry and this gave us a push aimed at changing the perception of short-term loans. This is because; in recent past times, Payday Loans Industry has been criticized for charging exorbitant interest rates that ended up putting their customers at financial difficulties. With this in mind, we decided to provide friendly interest rates to our customers. We also give advice to our customers appropriately to apply for the amount of money which they can easily repay. We, therefore, avoid at all cost to give loans that might cause financial difficulties to our customers when it comes to repayment.

How does Our Payday Loans Inc Operate?

It is a very simple, flexible and transparent. The loan application process is 100% online; therefore, you can just choose the Payday Loan package that suits you. To achieve transparency, we have a Payday Loans Calculator which you can use to calculate and know how much interest money you are required to pay against the amount of money you have requested for. We also give a clear breakdown on when you are to pay back your loan and on which date of the month. Normally, the loan takes one month to be repaid, but, if you need a longer time to repay, we offer an installment loan. The installment loan is spread between two to five months repayment period, to give you more time to repay. To note is the longer the period, the higher the interest. The loan once applied and processed, is sent to your account after one hour of approval.

Our Commitment

We are committed to flexibility and offer reliable services. Therefore the repayment process is made as easy as possible to avoid putting you in financial constraints. In cases where you are in a fixed financial situation, you need not panic or get worried on where to get financial assistance. All you need is to apply for Payday Loans and we will treat you fair enough and give you the best loan package we can offer you at affordable interest repayment options. We offer loans as from 100 pounds to 1000 pounds for new customers. For customers with good repayment history, we offer up to 1500 pounds. If you are in need for more clarification on this, you can contact us or get help from our help page.

Bad Credit History

Your bad credit history will not hinder you from assessing our loans. We simply look at your current financial situation. Therefore, our lending decisions are solely based on whether you will be in a position to repay the loan or not and within the specified time frame. This decision is arrived at based on the details you provide during your loan application process.

Repayment

We understand that sometimes you may fall short to live up to your obligations on loan repayment agreement. In such circumstances, always contact us immediately. In such cases, we will suggest for you any possible repayment options that will put you in a position to repay your loan. However, you need to know that this arrangement leads to further interest rate on your loan. If you fail to contact us, then, we will reserve the right to have your details passed on to our loan recovery collection agency to recover the unpaid debt. Please note that this it is not our wish to go the third party loan recovery way unless it is the last option that we have.

Implications Of Non-Payment

We kindly suggest that you contact us in lieu notice when you are not in a position to repay your loan. If you fail to notify us of such a circumstance, then you risk your details being included in your credit report. When you completely miss repaying your loan, you risk accruing more charges which are added on the amount of money you owe. We do not make rash decisions, as stated earlier, our commitment is to offer efficient services to our customers, and therefore, we first try to contact you via telephone or simply send you a letter to remind you of your loan obligation. If you contact us in time, we may be in a position to give you another date for your repayment to avoid bad credit listing with the credit history records.

Late repayment

In situations where you see chances of paying back the loan at a later period, always notify us in time. This will be arranged at your convenient date that you feel comfortable with in terms of repaying your loans. You need to note that such an arrangement will lead to an incurred interest or charges (late repayment fee). This fee is varied at one pound to one hundred pounds depending on the delay period. For more clarification on late repayment, kindly refer to the terms and conditions that come with our loan agreement.

Responsible Lending

It is very advisable to consider the amount of money you are borrowing with this type of loan. This is because short-term loans are appropriate for emergencies or last-minute financial needs. You need to see to it that it can easily be serviced from your next monthly income without putting you at financial constraints in the future. You, therefore, need to consider your financial situation and your income salary plus other loans serviced from your salary. It is not appropriate to go for this type of loan if you need to borrow long-term loans for it can easily put you in financial difficulties.

Finally, you need to know that service to all loan applications is based on your financial status, the terms and conditions, and the satisfactory passage checks on your creditworthiness in terms of repayment and affordability to repay the loan.

Money Advice Tips and Tricks

25 Nov 2018

Xmas Money

Santa is Coming Christmas is one of the most expensive times of the year so it is little wonder that many people feel that they need to borrow money. The cost of Christmas can mean that you have no money left over for essentials. If this is the case then a payday loan may be something that you are considering. Payday loans can end up being fairly expensive if they are not repaid in time and so there are several things that you may want to think about. Repayment Period Payday loans usually have to be paid off within thirty days. There may be an option to take them out for a longer period than this but this may incur extra charges. When it comes to Christmas loans the best choice is usually to have them repaid. If possible within twelve months so that you are not still paying for it when next Christmas comes around. You should choose the shortest repayment period that fits with your budget so that the loan can be paid off as soon as possible. Affordability The charges on payday loans can increase very quickly if you are not able to repay them on time. […]

25 Nov 2018

Holiday Cash

CASHING IN ON HOLIDAY’S Planning for holidays may be a hectic exercise. The financial planning on the cost and booking can be so tiresome and strenuous. The financial needs may outstretch your savings, but, worry not, for Holiday Loans are available for such emergencies. It provides you with an alternative way to bridge your financial gap before you get paid. It saves you the worry and gives you a total control of the situation. This will give you a fulfilling experience and a memorable holiday with your loved ones. This loan is deducted from your next salary. It is very reliable for the monthly salaried employees. Why Go For Holiday Loans? The reasons as to why you may decide to use Payday Loans are varied. One, it can be in cases of emergencies or when you simply have run out of money when you are still on holiday. This can be the last minute money needed for taking a taxi to the airport or paying for a bus tour ride. It is, therefore, a last minute expense or need for finances. This will make it very necessary for you to apply for a Holiday Loan. Another case is when you […]

25 Nov 2018

Wedding Plans

CASH ADVANCE WEDDING LOANS Holding a wedding is costly and it is common for couples to look for wedding loans to cover some wedding expenses. You may be needing some quick cash; try payday loan. However, it is important to understand about payday loans very well – you only borrow if you know that you can fully repay the owed amount during your following payday. What can A Payday Loan Be Used For? There are certain costs that usually come up which you cannot cater for now. However, you are sure that you can get the amount in your coming payday. There are some things in a wedding preparation that require paying a deposit. You may not get the booking if you have no money to pay the deposit. A payday loan would really come in handy in such a situation if you can repay the full amount during your next payday. Some costs, that were not initially budgeted for, may also come up in the last minute of your wedding preparation. When such expenses crop up very close to your wedding day, you can opt for a payday loan then repay the loan later when you get money on […]

25 Nov 2018

Credit Card Blues

CREDIT CARD LOANS It is possible to get a loan from your credit card by withdrawing cash from the card. This can be done at any ATM where you would normally get cash using your debit card. The money that you withdraw in this way will be added to your credit card balance. Then will be taken into account when your minimum repayment is calculated. Advantages Of Taking Out A Credit Card Loan The money that you want to borrow will already be available as long as you have enough available balance on your card. This means that you do not have to make a separate application for a loan. Which eliminates the chance that you will be turned down. There is also more flexibility in terms of the repayments that you make towards the loan. As long as the minimum payment on the card is made then you can pay as much or as little above this as you want. It is in your best interests to pay the loan off as quickly as you can though so that you pay the least amount of interest. There may be some occasions where you would normally use your credit card […]

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Payday Loans Inc - Matching Borrowers with Lenders

Payday Loan Match Up

Payday Loans Inc make the whole process as simple and transparent as possible. Gone are the days of confusing agreements and hidden fees. You can use our loan comparison to select exactly how much you’d like to borrow and how long you’d like to repay. We provide an up-front breakdown of exactly what you’ll be paying back and when. No Credit Check Payday Loans Payday Loans Companies have recently emerged that aim to change the perception of the payday loans and short term loans industry. Previously payday loan lenders have been slated from customers looking for emergency money assistance. Some felt that lenders were irresponsible by lending money to those already in financial difficulty and charged very high fees that put them even more into debt. We believe that short term lending could be done so much better and that was why Payday Loans Inc was formed.

Our outlook is to only show offers of loans to those customers who can afford to repay without difficulty. With that in mind we’ve put customers at the forefront of every decision we’ve made. We don’t have any hidden fees and we won’t lend to those who would be unable to repay their Payday Loan without putting themselves in financial difficulty. Same Day Payday Loans Firstly, we wanted to make the whole process as simple and transparent as possible. Gone are the days of confusing agreements and hidden fees. You can use our Payday Loans Calculator to select exactly how much you’d like to borrow and how long you’d like to repay. We provide an up-front breakdown of exactly what you’ll be paying back and when. Secondly, we understand that unforeseen expenses can come out of nowhere at any time. From your car breaking down to unexpected bills, you’ll sometimes need a financial buffer until your next payday. That’s why our application system is 100% online. Allowing you to apply for a payday loan at a time that suits you. Once we have approved your loan application, we’ll aim to have the money in your account within an hour. In conclusion we wanted to offer flexibility. Typically, a Payday Loans Inc short term loan taken from 7 to 35 days. However, you can also apply for an instalment loan. Which can spread your payments over a 2 to 5 month period. Loans paid back early save on interest – without early repayment fees. Our Comitment Our commitment is making the repayment journey as easy as possible. If your circumstances should change unexpectedly, don’t panic. We’ll treat you fairly and work with you to find the best options to try and help you. Payday Loans Inc provides fully transparent and simple short term loans. Payday loans and instalment loans from £100 to £1000 for new customers, and up to £1,500 for returning customers. Have questions? Take a look at our help page or get in touch! We are not lenders and have no say in the outcome of applications. Hence if you have any questions please contact the lender in question. We may receive a small commission from the lenders we direct you to. Most of our Payday Loans are only available to UK citizens who are over 18years of age and are subject to status. WARNING: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk.

Find Your UK Payday Loan

Payday Loans up £5,000

Cash Paid within 30 mins

Low Interest Payday Loans – Bad Credit Accepted!

No Credit Check Payday Loans

How Do Payday Loans Work?

Where Can You Apply For A Payday Loan?

How Will The Loan Be Repaid?

Cap On Interest Charges Explained

Payday Loan Investigation

Payday Loans Online

Our Comitment

Direct Payday Loan Lenders

Why Choose Payday Loan Inc.?

How does Our Payday Loans Inc Operate?

Our Commitment

Bad Credit History

Repayment

Implications Of Non-Payment

Late repayment

Responsible Lending

Money Advice Tips and Tricks

Xmas Money

Holiday Cash

Wedding Plans

Credit Card Blues

Payday Loans Inc - Matching Borrowers with Lenders

Payday Loans Near Me

Payday Loans By Region

Credit & Financial Help