1. Nothing could be simpler than obtaining a loan from Quidie.
2. Just five easy steps and, once we approve your loan.
3. Generally only a matter of minutes before the money gets to your account.
4. We need to get to know you better before we can consider your application.
5. To do that, we ask you a series of questions so that we can assess whether we can offer you a loan.
6. Use your information and information from credit reference agencies to automatically assess your creditworthiness and your ability to repay the loan.
7. This happens in only seconds and we will let you know straight away if we cannot offer you a loan at that time.
8. Should you pass our automated checks we will present you with some electronic documents containing important information about your loan.
9. It is essential you read through these documents from the beginning to the end.
10. If you have any questions during this process, please feel free to contact us at any point.
11. You will be asked to agree to the documents and to provide your electronic signature.

Concluding The Process

1. This is a legally binding signature and has the same effect as if you had signed the agreement in your own handwriting.
2. Depending on the answers you have given us we may then perform a final, manual affordability assessment before agreeing to provide you with a loan.
3. We will inform you via email whether you are successful or not as soon as the decision has been made.
4. If you want to check the status of your application at any point you can always contact us.
5. We aim to answer all applications promptly but sometimes.
6. It will never take any longer than 24 hours to process your application.
7. If you are successful, we will deposit the money straight into your bank account.
8. This should happen within 15 minutes of us sending you an email stating your application has been approved.
9. We instruct our bank to do this within 15 minutes of us sending you an email stating your application has been approved.
10. It may take longer for the payment to be processed and then received by your bank.