Stepstone Credit

Stepstone Credit

Stepstone Credit Apply Now

What They Offer

£200 to £2,000 – Rates from 292% APR to max 1188% APR – Minimum Loan period 1 month – Maximum Loan period 4 months – Our Rating  

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Your Overall Rating Of Stepstone Credit

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Representative Example Drawn down credit: £300 for 105 days Interest rate: 292% APR Daily Interest Charge: 0.8% 1st Minimum monthly repayment: £32.20 2nd Minimum monthly repayment: £72.00 3rd Minimum monthly repayment: £74.40 Final Minimum repayment: £374.40 Total Interest Charges: £252.00 Total Amount Repayable: £552 Representative: 1188% APR. >>

What They Offer

StepStone Credit adopt a “True Affordability” test to every credit facility.

  1. Assess affordability.
  2. Assessing your bank account to ensure the facility is right for you which is why we adopt a True Affordability test.
  3. Need to enter your internet banking details.
  4. Only permitted a read-only access to your current account.
  5. So will only ever be able to view the recent transactions on your account – nothing more.
  6. Your Pathway To A Truly Flexible Short Term Loan.
  7. Plan ahead with your StepStone Credit facility and be in control.
  8. Draw down what you want when you need it.
  9. You can pay back early to reduce your costs but your account stays open.
  10. Open an account today and receive money via the app so you can be in control on the go.
  11. Daily interest: 0.80%
  12. Number of days: 90
  13. Total Interest: £98
  14. Capital: £100
  15. Total Capital and Interest £198
  16. Reduce interest payments by paying back early.

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